The sad fact about identity theft is this. You can't prevent it. You can try. You can reduce your risk. You can take measures that reduce the chance you will become a victim. But you can not totally prevent it. That is quite logical. It's like the lock on your front door. It will slow thieves down. But if someone is determined to get in, they will.Recently I read an article that made itself out to be an identity theft authority, comparing different types of identity theft products. Not too surprisingly, it put the very best product at the end. The comment was "This product does not prevent identity theft, it only restores your identity once it is stolen." The obvious omission was that no identity theft product can prevent your identity from being stolen. So if this product can restore your identity there is no room for the word "only". The ability to fully restore your identity to pre-theft status should be your number one criteria in selecting for a product.The next thing many products like to mention is their million dollar guarantees. You need to read those very closely. Better yet, have an attorney read them. No attorney? You should have one. And you can - yes, you can afford an attorney. What you will find is that the chances those guarantees will ever pay off are close to nonexistent.It is interesting that we hear about identity theft in the news all the time. We see advertising for protection products on the side of every bus. And you can't pick up a newspaper or magazine without seeing articles and advertising about protection products. But have you ever noticed that they do not cover the full range of identity theft scenarios? Think about this.

• Financial identity theft is less than a quarter of all identity theft problems
• There are five major types of identity theft (depending on how you slice the pie)
• Medical identity theft can be more than just annoying. It can be fatal.
• If someone is employed under your social security number it is up to you to prove to the IRS that you did not earn that income. Until you do, they consider you legally liable to pay the taxes.
• Often, you will need the services of an attorney due to identity theft. Does your plan include the services of a top attorney?

Did you know that today children are at higher risk of identity theft than their parents? Unfortunately that is partly due to the fact that parents will use their children's identity when their own is no long viable. But additionally, identity thieves love children's identities because they know it will be years before anyone follows up on them. To the identity thief it's comparable to an automaker buying a roll of steel that never runs out.There is but one plan that delivers on all these important points and covers all the bases. To own all this protection is both affordable and wise. You need the Pre-Paid Legal Life Events Legal Plan and the Identity Theft Shield and Legal Shield Rider.Your good name, and the good name of your family members is worth it.